Someone you can relate to, someone you can trust and someone you really get along with are all absolutely crucial criteria in the Realtor you choose. You will be spending a lot of time together. Give me a call or drop me an email so we can get to know each other and thanks for visiting my site.
Mortgage pre-approval is a vital first step in buying your first home. A mortgage broker shops your purchase around to conventional lenders such as banks and credit unions and they quite often get you a better interest rate than your own personal banker or lender. I can introduce you to the perfect mortgage broker (or two) and once you know what you can afford and are comfortable with, we can hit the ground running. It only takes a few minutes.
Next, you and I will meet and create a check list of what’s important to you. Home size, price range, neighbourhood, outdoor space, amenities, exposure, do you want a move in ready property? Are you handy? All of these will give me a good criteria to help you find your dream home.
Evaluate each home thoroughly! Don’t just shop with your heart. Visit properties 2 or 3 times and test out the plumbing (running taps) and electrical (flipping light switches). Spend a good amount of time property, picture yourself in the space. Purchasing a home is the biggest transaction people will do in their lifetime, so make sure you’ve thought everything through.
Through careful thinking and evaluating, you’ve chosen the one! Now it’s time for me to write up an offer that protects you as the buyer as well as offering a fair price to the seller. Negotiating with the seller to ensure a fair deal for both parties, I will work hard to get you a fair price.
You and I will work diligently to fulfill your part of the contract. If needed, I will help you select a home inspector for the inspection of your property, we will go over all relevant property documents and approve of them, and finalize your mortgage approval if needed. These are all subjects within an offer that you may need to fulfill, and I am here to help you every step of the way.
If needed, I will help you select a lawyer or notary to complete the legal documents, adjust property taxes, and transfer the title to your name. On possession day, I will retrieve the keys from the seller and deliver them to you. All the work is done and it’s time to enjoy your new home! Now let’s get started!